After all of the challenges we faced in 2020, many of us are looking forward to getting back to some kind of "normal" in 2021. Not only did COVID-19 take a massive toll on our physical and emotional health, it dealt a mighty blow to the economy too.
There's reason to be cautiously optimistic, but you'll still want to take a serious look at your personal finances to set yourself up for success — and security — in the coming year.
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One of the nice things about getting a jump on things now is it means you have to sit down and go through all your financial documents, your bank statements, your 401(k), your credit card bills and other statements and get organized. That'll start you down the road to being ready for tax day. Plus, planning ahead can help you avoid a big tax bill this year.
Check out this next:
Rep. Burgess on coronavirus stimulus checks: More money should go to Americans | Fox News
Rep. Michael Burgess, R-Texas, says if members of Congress 'legitimately did our job at the budgetary level,' then 'we wouldn't find ourselves in these fixes at the end of the year.'
On Monday, House lawmakers, including Burgess, are returning to Washington, D.C., to vote on raising stimulus checks to $2,000, something that Trump and Pelosi have pushed for and many Democrats and some Republicans have supported.
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"First off, it would be great to be able to see the legislative language that Nancy Pelosi is proposing," Burgess responded, noting that he doesn’t believe "anyone has seen it beyond the broad contours of there needs to be more money to Americans," which he said he agrees with.
Warren Buffett's 6 tricks for teaching kids about money
With all of his big business deals and philanthropic work, you'd think the billionaire CEO of Berkshire Hathaway wouldn't have time to teach the next generation of investors.
Not so. In 2011, the "Oracle of Omaha" helped create a children's animated series called Secret Millionaires Club , which features Warren Buffett as a mentor to a group of enterprising kids. He even voiced himself for the first few years.
You might not have his legendary financial acumen, but over the years Buffett has offered a few nuggets of wisdom for parents on how to teach their own children about money. Here are six tips you can use to pass on your knowledge.
How To Get Your Money Back on 'Nonrefundable' Items
Nonrefundable hotel rooms may seem like a good deal, but the small discount you get at checkout isn't worth the headache and loss of money if you have to cancel. Even with advance notice, it's within the hotel's rights to collect your money and wish you well. So here's the first rule of renting a hotel room: Don't go for the nonrefundable rate! Especially during a pandemic.
If the savings were too alluring and you booked the nonrefundable rate anyway, all hope is not lost. The first thing you should do is try to speak with a customer service representative. Even if you don't have a great excuse for canceling, sometimes the reservation gods will smile upon you and you'll get your money back. You might also want to ask if the hotel might be open to charging you just the cleaning fee. Getting some of your money back is better than not getting anything back at all!
While you're here, how about this:
Go beyond Patreon and make money on social media with Koji posts
People with established social media followings can easily make money by getting people to support them on sites such as Patreon.
But what if someone wanted to sell a song, photo, e-book or whatever directly onto the News Feed of Facebook or Instagram or your Twitter timeline?
That's the problem Dmitry Shapiro and partner Sean Thielen looked to solve with their Koji website, to create a vehicle for the "99%" of social media who don't have the big audiences "influencers" get. They, too, should be able to "monetize their fandom" no matter how small a group it is, Shapiro says.
How can we get the money we overpaid back from Utility Point? | Money | The Guardian
Six weeks on, I have still not received it. Online reviews suggest that, like myself, many people were attracted to cheap deals, but then found direct debits were soon increased and are still waiting for overpayments to be returned.
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Something appears seriously awry with this new entrant in the energy market. The Dorset-based company began offering eyecatchingly good deals in 2018 and promised to "transform the customer utility experience". Things appeared to be going promisingly. Reviews on Trustpilot were largely positive – until October, when a spatter of single-star ratings began.
Georgia Senate candidates raise a record-smashing amount of money - POLITICO
— The four Georgia Senate candidates raised a record amount of money in about two months, combining to bring in well over $300 million.
— President Donald Trump continues to push Republicans to help him overturn the election results, calling on senators to step in on Jan. 6 while he mulls ways to keep his grip on the GOP.
— With a bit over a week to go until the Senate runoffs, Georgia election administrators are battling fatigue, conspiracy theories and more.
This is who donated the most money to pro-Murphy nonprofit - nj.com
Once again, New Jersey's largest — and powerful — teachers union is by far the biggest funder of a nonprofit run by allies of Gov. Phil Murphy to promote the Democratic governor's agenda.
The group, New Direction New Jersey, on Wednesday released a list of its donors for the last few months of 2019 and all of 2020. And just like last year, the New Jersey Education Association provided the group with easily the largest amount of its fundraising — $6 million in contributions from the union's super PAC, Garden State Forward.
Happening on Twitter
Annual food costs for one person households average $4,650 per year, according to Statistics Canada. For a couple w… https://t.co/W7bkXUkwrm TorontoStar (from 1 Yonge St., Toronto, Canada) Mon Dec 28 16:39:03 +0000 2020
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