Whether you're facing unexpected expenses, recently lost your job or need extra cash for an upcoming trip or project, you may be wondering if borrowing money is a solution. Luckily, there are a variety of lenders and financial products that can be tailored to meet everyone's unique borrowing needs.
If you need funds to pay for emergency expenses, want to finance a home improvement project or just want a buffer to cover unexpected bills, there are a number of places to borrow money.
Quite a lot has been going on:
Let's talk about the 'velocity of money' | Column
The velocity of money (let's call it "V") is the rate at which money changes hands, typically in a year. If V is, say five, that means that the average dollar changes hands five times a year. It is an important economic metric that gets little mention by the economic press.
When V is high, a dollar is changing hands frequently to purchase goods and services — suggesting that the economy is doing well. It reflects high demand, which generates more economic activity. When V is low, a dollar is not changing hands often to buy things — meaning that economic activity is sluggish. Instead, it is being saved and invested.
1 smart money move to make in 2021 | AZ Big Media
Savings – If your loved ones are fortunate enough to be able to stash away some or all of that money in a savings or investment account, it could make a big difference in their long-term financial health — and that's really what financial planning is all about.
Shop around and get quotes for coverage – Once you've got a coverage amount in mind, do your research! There are lots of companies to choose from, and they'll charge different premiums based on your situation, your health, and your coverage needs. At Bestow, you can get a free quote in seconds by answering a few basic questions.
Baidu in talks to raise money for a standalone A.I. chip company
GUANGZHOU, China — Chinese search giant Baidu is in talks to raise money for a standalone artificial intelligence semiconductor company, a person with knowledge of the matter told CNBC.
The move is emblematic of an ongoing push among China's biggest technology firms to boost their prowess in the chip sector. And for Baidu, it marks a further effort to diversify its business well beyond advertising.
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Baidu's chip company would be a subsidiary, with the search giant likely to be the majority shareholder, the person said. Venture capital firms GGV and IDG Capital are involved in early stage discussions to invest in Baidu's chip firm, the source added. Both firms have extensive investments in China.
Not to change the topic here:
Savers in Asia-Pacific trust robots than humans to manage money: study
Instability in financial markets and personal finances over the course of 2020 may have significantly altered our relationship with money, according to new research, which suggests people have more faith in robots than humans to manage their cash.
Over three-quarters (76%) of consumers in Asia-Pacific said they would now trust a robot more than a personal financial advisor to look after their finances, according to a study released Wednesday by software company Oracle and market research firm Savanta.
Millennial Money: Get tough money tasks off your to-do list | The Sumter Item
Nothing sparks procrastination quite like a to-do list of financial tasks. Sometimes the only thing scarier than making a financial choice in the first place is making the WRONG choice, which can happen when you don't totally understand what you're doing. In that sense, the default — standing pat — is often easiest.
Thankfully, you can trick yourself into productivity by rethinking how you approach your financial to-do list.
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This exercise can also help you prioritize the remaining tasks, so you know exactly where to get started.
25 Ways You Could be Saving Money Today
Saving money is crucial. Maybe you’re trying to reach a goal of buying a home or moving to a new place. Maybe you have a big purchase in mind, like a car, or want to have extra cash for holiday gifts. Perhaps you’re looking toward retirement and aiming to set yourself up for success.
When it comes to savings, many experts say that a good rule of thumb is having the equivalent of six to eight months of expenses set aside . That money can help out in a crisis, such as losing your job or encountering an unexpected illness. That cash also accrues some value in an account, thanks to bank interest programs. However, that money only accounts for emergency savings and should be kept in an account from which you can easily and quickly draw money.
9 Successful Money-Making 'Schemes' That Are Actually Legal
Fortunately, the internet has given rise to a whole new method for getting your business idea off the ground without investing one dime of your own money: crowdfunding.
Everyone, at this point, is no doubt aware that bitcoins are worth money — around $8,800 per coin at last check, but that can change really quickly. However, can anyone really say for certain why? The truth is, things are worth whatever someone else will pay for them, and despite the fact that cryptocurrencies were essentially invented out of thin air less than a decade ago, there are still plenty of people willing to pay for them.
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