Friday, May 15, 2020

So You Finally Got Your PPP Money. Now What?

Small business owners are scrambling to learn best practices after receiving government assistance.

Here are some high level facts: 75% of PPP must go towards payroll, including benefits (more below). As of now, this does not include payroll costs such as systems and vendors, however, the government alleges that there will be some more information coming out in mid-May which will address payroll costs but as of now, this is not covered; 25% can go towards other bills (see below for more details) 

Publisher: Forbes
Date: 2020-05-15
Author: Kristin O
Twitter: @forbes
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Many things are taking place:

The coronavirus is upending cash economies. Mobile money could emerge as the winner.

When Lagos went into lockdown last month, banks in Nigeria's bustling financial hub shut their doors. But many agents who offer financial services informally, crucial commerce for the city's impoverished communities, continued to work using mobile payment apps on their phones, helping customers transfer money and pay bills.

In the United States and elsewhere, mobile money services like Apple Pay, Google Pay and PayPal, along with its subsidiary Venmo, are rising in popularity by offering mobile wallets that allow users to send money digitally. A similar model has taken off in developing countries, particularly in Africa, targeting those with no or limited access to the banking and financial system. Experts and members of the industry say the pandemic is likely to escalate that trend.

Publisher: Washington Post
Date: 2020-05-15T15:23:10.089Z
Twitter: @WashingtonPost
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Here's how you can make money during the coronavirus pandemic

If you are among the millions of Americans without work amid the coronavirus pandemic , you're facing roadblocks not seen in years. With unemployment hitting post-World War II records and shelter-in-place restrictions ongoing, competition is fierce for the jobs that are available.

That's why experts suggest thinking outside the box, whether it is starting your own business or taking a part-time job to hold you over while you look for full-time employment.

Publisher: CNBC
Date: 2020-05-14T13:00:01 0000
Author: https www facebook com CNBC
Twitter: @CNBC
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The market crashed and you lost a lot of money. Here's what to do next - CNET

Chances are you've already looked and you're anxious about the cash you've lost. That feeling is normal -- and probably common. But if you're wondering what to do with such a tumultuous market, there's an easy answer: nothing.

Before you make drastic moves with your investments, see which ones are best for your finances right now.

You're probably panicking. Watching your investments wash away in a matter of hours, days or weeks isn't exactly a fun time. But instead of freaking out, use this time to see which investments are worth keeping and which ones to drop.

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Publisher: CNET
Author: Dori Zinn
Twitter: @CNET
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In case you are keeping track:

Pandemic Bills Are So Big That Only Money-Printing Can Pay Them

"We haven't had a declaration to that effect," says McCulley, who now teaches at Georgetown University. "But it would be surprising if you had a declaration -- you just do it."In the U.S., the Federal Reserve is set to buy $3.5 trillion of bonds this year, according to Bloomberg Economics estimates. Most of that will be Treasuries, covering the best part of a fiscal shortfall forecast to reach at least $3.7 trillion.

Behind the longstanding taboo against what is known as "monetizing debt" lies the fear of inflation. History is full of episodes when politicians grabbed control of the printing presses and splashed too much money around the economy, causing prices to spiral out of control and eroding the real value of all kinds of savings, from bank accounts to bond portfolios.

Date: A9862C0E6E1BE95BCE0BF3D0298FD58B
Twitter: @YahooFinance
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COLUMN: Where did all the money really go? | Opinion | gazette.com

From the stock market peak of Feb. 12 to its low point on March 23, the Corona Crash plunged the Dow and other market indexes almost 40%, wiping out nearly $10 trillion in market capitalization. The world's 500 richest people lost more about a trillion dollars in wealth on paper. Collectively, Warren Buffet and Bill Gates lost about $10 billion each. Gates is now down to his last $100 billion. If you're feeling sorry for him, you might start a Gates GoFundMe account.

If your 401-K now seems more like a 301-K, you might be wondering where all the money went. Good question. While part of a company's stock price is, indeed, based on its tangible net worth (the amount by which its assets exceed its liabilities), most of it is its projected value. Financial markets look to the future, and the value of a company's stock is based on its prospects — good or bad — as perceived by investors.

Publisher: Colorado Springs Gazette
Author: Mike Rosen
Twitter: @csgazette
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'There's so many ways to hide the money' — MLB players ask league for financial documents

NEW YORK (AP) — Lawyers for the baseball players' union asked Major League Baseball to submit a slew of financial documents that detail the industry's finances, a person familiar with the request told The Associated Press.

* * *

Baseball owners on Monday approved a proposal that could lead to the coronavirus-delayed season starting around the Fourth of July with a regular-season schedule of 82 games per team, including 13 against each division rival. Owners also gave the go-ahead to propose basing players' salaries on a 50-50 revenue split, which the union says is a salary cap and a framework players will never agree to.

Publisher: MarketWatch
Date: 2020-05-15T09:45:00-04:00
Author: Associated Press
Twitter: @marketwatch
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Economic stimulus payments: Second coronavirus checks could have more money, but will they happen?

The Internal Revenue Service building in Washington, D.C., on April 15, 2019. (Zach Gibson/Getty Images/TNS) TNS

A second coronavirus economic stimulus payment or check that could help millions of Americans is part of new legislation that has been introduced in Washington, D.C.

Speaker Nancy Pelosi and House Democrats revealed the HEROES Act this week, and if passed in its current form, many will receive $1,200 if they are a single filer and $2,400 for couples again.

Publisher: pennlive
Date: 2020-05-14T13:01:50.115Z
Author: gpickel
Twitter: @pennlive
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