Aspiriant .">Sandra L. Bragar, CFP®, Managing Director – Planning Strategy & Research, Partner at Aspiriant .
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During a recent lunch, a client mused about what it would be like if she were better with money. "Is there a checklist to follow?" she asked, as the temptation of her visualization spurred her to want to take action to make it a reality.
Recognizing that the new year brings the opportunity for resolutions and developing new habits, here is a list of eight actions you can take to be better with money:
Other things to check out:
What the Tech? Money resolutions | What The Tech? | wfmz.com
10 sneaky 'deals' that are actually money scams
We all know the old mantra about things that seem too good to be true. So it follows that if you encounter a "deal" or opportunity that feels suspiciously hard to believe, you are wise to be skeptical. Many consumers end up losing money when they fall for deals that turn out to be scams—or at least, end up costing way more than they expect. It pays to be a savvy consumer, so always be sure to do your research and read the fine print.
Where Is Altria Spending Most Of Its Money?
KIEV, UKRAINE - 2018/12/18: In this photo illustration, the Altria Tobacco company logo seen ... [+] displayed on a smartphone. (Photo Illustration by Igor Golovniov/SOPA Images/LightRocket via Getty Images)
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Altria's total expenses have grown from $11.5 billion in 2016 to about $18.4 billion in 2018. For 2019, we expect total expenses to stand at $22.3 billion, which comprises of
Excise Duty: $5.6 billio Cost of Sales: $7.3 billion Operating Expenses: $7.4 billion Non-Operating Expense (Income): $0.1 billion Income Taxes: $2.0 billion
In case you are keeping track:
Man says he received fake money after depositing check at Tennessee bank | KECI
Top 5 money lessons for kids as young as 5 years old
While you don't necessarily have to talk about math, you should have conversations and explain some of the basics.
"It's much easier to create a habit when you are younger and maintain a habit, good or bad," said Tom Henske, a certified financial planner with New York-based Lenox Advisors.
Not only that, understanding money concepts is the foundation of financial literacy — which is sorely lacking in the U.S. Only 34% of American adults were able to get at least four questions right on a basic five-question financial literacy quiz, according to the Finra Investor Education Foundation.
Trump's cash-rich campaign faces money competition from Democratic rivals -
WASHINGTON (Reuters) - Democratic presidential hopefuls started 2020 by reporting sizable cash fundraising totals, presenting new evidence that Republican President Donald Trump’s growing campaign war chest may face some serious competition from his rivals.
Six of the top Democratic candidates have already reported raising more than $131 million in the final three months of 2019. That total does not include the millions that two billionaire candidates - Michael Bloomberg and Tom Steer - have pumped into the contest from their personal wealth.
Reach Your Money Goals in 2020 with a Financial Bucket List
If you want to make a lasting and meaningful change, make 2020 the year you start your financial bucket list. Just like skydiving, deep-sea fishing and traveling the world, a financial bucket list should contain lofty, yet attainable goals.
Typically, an emergency fund has three months' worth of expenses saved in cash. This is money you can access at any time to cover unexpected expenses, like a medical bill or home repair. The problem is, more than half of households do not have an emergency savings account, including a majority of people older than 50. That's a dangerous position to be in so close to retirement.
Happening on Twitter
#Iran's Supreme Leader Ali @khamenei_ir took part in a National Security Council meeting for the first time on Frid… https://t.co/9qerdEF473 Jerusalem_Post (from Israel) Fri Jan 03 08:31:20 +0000 2020
Reynoldsburg voters didn't just elect the first ever African American woman to city council. They elected three. https://t.co/POMx82oZvG wosunews (from Columbus, Ohio) Tue Dec 31 15:00:02 +0000 2019
It never ceases to amaze me that 2 years post-Uluru, pundits talk about symbolic recognition as if Uluru never happ… https://t.co/gtqQyMnlyi mdavisqlder (from Sydney, New South Wales) Sat Dec 28 22:56:55 +0000 2019
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