41 States That Don't Tax Social Security Benefits

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Americans work hard and pay taxes throughout their career. When they retire, they no longer have to work as hard.

But paying taxes? That's a different story. Taxes are seemingly inescapable, no matter how old you are.

However, there's some good news for retirees, depending on where you live. As of 2025, 41 states don't tax Social Security benefits.

Also, West Virginia is transitioning from taxing Social Security benefits. The Mountain State allows residents to subtract 65% of their Social Security benefits from their AGI in 2025. However, next year, the amount will increase to 100%.

Mississippi also recently passed legislation that could phase out its state income tax by 2040. However, specific triggers related to revenue and spending must be met for the Magnolia State's planned tax cuts.

Speaking of Mississippi, it's one of 13 states that don't tax any retirement income from 401(k) plans , IRAs , or pensions . Of course, this list includes the nine states without income taxes. It also includes Illinois, Iowa, and Pennsylvania.